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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $628,040 | $117,895+432.7% | $102,460+513.0% | $145,897+330.5% |
| Participation rate | 93.8% | 78.6%+15.1pp | 76.5%+17.2pp | 80.3%+13.4pp |
| Annual return | 15.15% | 31.92%-16.8pp | 29.47%-14.3pp | 552.29%-537.1pp |
| Employer contribution / active EE | $8,961 | $3,619+147.6% | $3,025+196.2% | $4,663+92.2% |
| Participant deferral / active EE | $20,880 | $5,736+264.0% | $5,056+313.0% | $6,689+212.1% |
| Admin fee / account holder | $71,452 | $13,353+435.1% | $9,460+655.3% | $13,390+433.6% |