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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,305 | $175,259-17.1% | $149,723-3.0% | $139,487+4.2% |
| Participation rate | 72.7% | 83.4%-10.7pp | 78.8%-6.1pp | 80.3%-7.6pp |
| Annual return | 17.17% | 166.82%-149.7pp | 134.50%-117.3pp | 373.84%-356.7pp |
| Employer contribution / active EE | $2,426 | $5,478-55.7% | $4,821-49.7% | $4,755-49.0% |
| Participant deferral / active EE | $3,224 | $6,522-50.6% | $5,682-43.3% | $6,713-52.0% |
| Admin fee / account holder | $473 | $16,158-97.1% | $13,215-96.4% | $11,407-95.9% |