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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,488 | $167,353-29.2% | $143,797-17.6% | $134,545-11.9% |
| Participation rate | 72.7% | 84.8%-12.1pp | 80.3%-7.6pp | 81.2%-8.5pp |
| Annual return | -16.72% | 0.48%-17.2pp | -0.04%-16.7pp | 418.37%-435.1pp |
| Employer contribution / active EE | $1,801 | $5,620-67.9% | $4,952-63.6% | $4,742-62.0% |
| Participant deferral / active EE | $2,941 | $6,447-54.4% | $5,638-47.8% | $6,401-54.1% |
| Admin fee / account holder | $572 | $18,096-96.8% | $14,679-96.1% | $11,431-95.0% |