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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,496 | $148,623-48.5% | $135,974-43.7% | $139,466-45.2% |
| Participation rate | 85.7% | 83.9%+1.9pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 10.56% | 79.30%-68.7pp | 68.30%-57.7pp | 373.66%-363.1pp |
| Employer contribution / active EE | $2,894 | $5,246-44.8% | $4,859-40.4% | $4,754-39.1% |
| Participant deferral / active EE | $12,146 | $8,103+49.9% | $7,760+56.5% | $6,712+81.0% |
| Admin fee / account holder | $3,517 | $12,406-71.7% | $10,767-67.3% | $11,409-69.2% |