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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,414 | $176,105-53.8% | $159,474-48.9% | $167,536-51.4% |
| Participation rate | 83.3% | 85.0%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 8.28% | 331.91%-323.6pp | 263.68%-255.4pp | 478.82%-470.5pp |
| Employer contribution / active EE | $4,828 | $5,299-8.9% | $4,831-0.1% | $4,839-0.2% |
| Participant deferral / active EE | $11,213 | $7,751+44.7% | $7,353+52.5% | $6,342+76.8% |
| Admin fee / account holder | $2,261 | $12,559-82.0% | $10,802-79.1% | $12,315-81.6% |