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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,335 | $196,972-56.7% | $182,262-53.2% | $198,609-57.0% |
| Participation rate | 75.0% | 85.7%-10.7pp | 84.2%-9.2pp | 82.4%-7.4pp |
| Annual return | 11.07% | 158.27%-147.2pp | 140.60%-129.5pp | 202.70%-191.6pp |
| Employer contribution / active EE | $4,356 | $5,364-18.8% | $5,046-13.7% | $5,055-13.8% |
| Participant deferral / active EE | $11,454 | $8,643+32.5% | $8,276+38.4% | $6,977+64.2% |
| Admin fee / account holder | $1,961 | $18,429-89.4% | $16,712-88.3% | $19,030-89.7% |