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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,999 | $183,592+63.4% | $155,574+92.8% | $145,877+105.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.78% | 61.37%-46.6pp | 64.87%-50.1pp | 551.28%-536.5pp |
| Employer contribution / active EE | $163,950 | $5,317+2983.7% | $4,676+3406.4% | $4,663+3416.0% |
| Participant deferral / active EE | $90,312 | $6,466+1296.7% | $5,629+1504.3% | $6,691+1249.8% |
| Admin fee / account holder | $82,931 | $19,316+329.3% | $15,914+421.1% | $13,402+518.8% |