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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,773 | $95,406+176.5% | $185,849+41.9% | $85,847+207.3% |
| Participation rate | 95.6% | 68.8%+26.8pp | 81.7%+13.8pp | 69.3%+26.2pp |
| Annual return | 17.81% | 23.59%-5.8pp | 122.10%-104.3pp | 318.61%-300.8pp |
| Employer contribution / active EE | $0 | $3,314-100.0% | $5,169-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $15,632 | $3,424+356.6% | $5,569+180.7% | $3,952+295.5% |
| Admin fee / account holder | $21,033 | $7,214+191.6% | $16,244+29.5% | $6,261+236.0% |