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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,578 | $56,339-28.0% | $104,299-61.1% | $68,490-40.8% |
| Participation rate | 100.0% | 63.3%+36.7pp | 73.3%+26.7pp | 67.9%+32.1pp |
| Annual return | -23.97% | -9.19%-14.8pp | 24.62%-48.6pp | -7.85%-16.1pp |
| Employer contribution / active EE | $1,518 | $1,960-22.5% | $3,373-55.0% | $2,597-41.5% |
| Participant deferral / active EE | $3,191 | $3,077+3.7% | $4,626-31.0% | $4,028-20.8% |
| Admin fee / account holder | $1,173 | $4,902-76.1% | $7,339-84.0% | $5,403-78.3% |