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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,914 | $106,974-9.4% | $90,796+6.7% | $138,895-30.2% |
| Participation rate | 57.1% | 74.9%-17.7pp | 69.5%-12.3pp | 79.9%-22.8pp |
| Annual return | 16.12% | 20.10%-4.0pp | 19.29%-3.2pp | 145.39%-129.3pp |
| Employer contribution / active EE | $8,603 | $2,609+229.8% | $2,294+275.1% | $4,194+105.1% |
| Participant deferral / active EE | $6,416 | $4,455+44.0% | $3,822+67.9% | $6,396+0.3% |
| Admin fee / account holder | $9,529 | $8,626+10.5% | $7,024+35.7% | $12,562-24.1% |