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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,494 | $115,814-89.2% | $101,275-87.7% | $158,982-92.1% |
| Participation rate | 92.3% | 79.4%+12.9pp | 75.8%+16.5pp | 82.0%+10.3pp |
| Annual return | 49.05% | 56.16%-7.1pp | 46.48%+2.6pp | 302.99%-253.9pp |
| Employer contribution / active EE | $3,300 | $4,176-21.0% | $3,660-9.8% | $4,763-30.7% |
| Participant deferral / active EE | $2,001 | $4,958-59.6% | $4,371-54.2% | $5,983-66.6% |
| Admin fee / account holder | $3,506 | $7,249-51.6% | $5,948-41.1% | $11,252-68.8% |