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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,023 | $107,368-93.5% | $92,915-92.4% | $152,909-95.4% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 98.70% | 145.64%-46.9pp | 109.45%-10.7pp | 345.46%-246.8pp |
| Employer contribution / active EE | $4,366 | $4,222+3.4% | $3,653+19.5% | $4,764-8.3% |
| Participant deferral / active EE | $1,715 | $4,848-64.6% | $4,238-59.5% | $5,851-70.7% |
| Admin fee / account holder | $598 | $7,082-91.6% | $5,796-89.7% | $11,601-94.8% |