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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,088 | $180,459-81.7% | $154,108-78.5% | $135,380-75.6% |
| Participation rate | 50.0% | 87.4%-37.4pp | 83.0%-33.0pp | 82.6%-32.6pp |
| Annual return | -3.93% | 888.21%-892.1pp | 735.21%-739.1pp | 519.81%-523.7pp |
| Employer contribution / active EE | $1,741 | $6,035-71.2% | $5,298-67.1% | $4,779-63.6% |
| Participant deferral / active EE | $2,007 | $5,806-65.4% | $5,081-60.5% | $5,609-64.2% |
| Admin fee / account holder | $2,473 | $16,145-84.7% | $13,411-81.6% | $10,828-77.2% |