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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,658 | $199,109+20.9% | $173,730+38.5% | $154,746+55.5% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 15.88% | 20.02%-4.1pp | 19.96%-4.1pp | 172.34%-156.5pp |
| Employer contribution / active EE | $21,247 | $5,311+300.0% | $4,577+364.2% | $4,379+385.2% |
| Participant deferral / active EE | $25,643 | $7,113+260.5% | $6,326+305.3% | $6,730+281.0% |
| Admin fee / account holder | $1,851 | $20,916-91.2% | $17,523-89.4% | $14,365-87.1% |