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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,097 | $154,193-21.5% | $130,045-6.9% | $139,466-13.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 14.66% | 32.51%-17.9pp | -137.30%+152.0pp | 373.66%-359.0pp |
| Employer contribution / active EE | $12,765 | $5,292+141.2% | $4,321+195.4% | $4,754+168.5% |
| Participant deferral / active EE | $18,786 | $6,709+180.0% | $5,820+222.8% | $6,712+179.9% |
| Admin fee / account holder | $851 | $13,989-93.9% | $10,600-92.0% | $11,409-92.5% |