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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,222 | $166,268+0.6% | $165,100+1.3% | $145,897+14.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 9.53% | 100.52%-91.0pp | 70.21%-60.7pp | 552.29%-542.8pp |
| Employer contribution / active EE | $12,265 | $5,284+132.1% | $4,348+182.1% | $4,663+163.0% |
| Participant deferral / active EE | $22,319 | $6,964+220.5% | $6,035+269.8% | $6,689+233.7% |
| Admin fee / account holder | $1,303 | $16,659-92.2% | $12,696-89.7% | $13,390-90.3% |