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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,442 | $209,422+41.6% | $178,503+66.1% | $158,982+86.5% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | -3.36% | 188.81%-192.2pp | 151.12%-154.5pp | 302.99%-306.4pp |
| Employer contribution / active EE | $7,333 | $5,707+28.5% | $5,011+46.3% | $4,763+54.0% |
| Participant deferral / active EE | $6,017 | $5,955+1.0% | $5,202+15.7% | $5,983+0.6% |
| Admin fee / account holder | $5,003 | $17,079-70.7% | $13,987-64.2% | $11,252-55.5% |