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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,115 | $202,342+47.3% | $172,753+72.6% | $152,909+95.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 9.85% | 1029.88%-1020.0pp | 803.00%-793.2pp | 345.46%-335.6pp |
| Employer contribution / active EE | $18,177 | $5,857+210.3% | $5,144+253.4% | $4,764+281.6% |
| Participant deferral / active EE | $5,533 | $5,948-7.0% | $5,198+6.5% | $5,851-5.4% |
| Admin fee / account holder | $11,509 | $17,112-32.7% | $13,956-17.5% | $11,601-0.8% |