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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,998 | $175,257+52.3% | $149,717+78.3% | $139,456+91.5% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 19.41% | 166.70%-147.3pp | 134.41%-115.0pp | 373.45%-354.0pp |
| Employer contribution / active EE | $3,341 | $5,477-39.0% | $4,820-30.7% | $4,753-29.7% |
| Participant deferral / active EE | $10,227 | $6,521+56.8% | $5,682+80.0% | $6,711+52.4% |
| Admin fee / account holder | $15,509 | $16,156-4.0% | $13,213+17.4% | $11,407+36.0% |