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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,668 | $88,710-54.2% | $81,783-50.3% | $145,959-72.1% |
| Participation rate | 83.3% | 75.0%+8.3pp | 72.4%+11.0pp | 80.3%+3.0pp |
| Annual return | 8.83% | 1027.26%-1018.4pp | 775.05%-766.2pp | 561.95%-553.1pp |
| Employer contribution / active EE | $3,230 | $3,083+4.8% | $2,913+10.9% | $4,661-30.7% |
| Participant deferral / active EE | $4,384 | $4,645-5.6% | $4,320+1.5% | $6,689-34.5% |
| Admin fee / account holder | $5,387 | $8,407-35.9% | $7,380-27.0% | $13,398-59.8% |