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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,668 | $88,815-54.2% | $81,882-50.3% | $145,897-72.1% |
| Participation rate | 83.3% | 75.1%+8.3pp | 72.4%+10.9pp | 80.3%+3.0pp |
| Annual return | 8.83% | 1033.75%-1024.9pp | 779.47%-770.6pp | 552.29%-543.5pp |
| Employer contribution / active EE | $3,230 | $3,086+4.7% | $2,916+10.8% | $4,663-30.7% |
| Participant deferral / active EE | $4,384 | $4,647-5.7% | $4,323+1.4% | $6,689-34.5% |
| Admin fee / account holder | $5,387 | $8,434-36.1% | $7,360-26.8% | $13,390-59.8% |