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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,121 | $144,130-3.5% | $117,861+18.0% | $147,586-5.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 79.7%+20.3pp | 82.8%+17.2pp |
| Annual return | 19.49% | 531.20%-511.7pp | 335.11%-315.6pp | 578.59%-559.1pp |
| Employer contribution / active EE | $10,886 | $4,897+122.3% | $3,786+187.5% | $4,876+123.2% |
| Participant deferral / active EE | $8,226 | $5,316+54.7% | $4,482+83.5% | $5,439+51.2% |
| Admin fee / account holder | $1,229 | $10,887-88.7% | $8,021-84.7% | $10,886-88.7% |