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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,206 | $110,410-17.4% | $102,437-11.0% | $145,897-37.5% |
| Participation rate | 70.0% | 77.9%-7.9pp | 74.5%-4.5pp | 80.3%-10.3pp |
| Annual return | 16.02% | 24.85%-8.8pp | 24.95%-8.9pp | 552.29%-536.3pp |
| Employer contribution / active EE | $9,241 | $4,217+119.1% | $3,871+138.7% | $4,663+98.2% |
| Participant deferral / active EE | $7,205 | $5,622+28.2% | $5,060+42.4% | $6,689+7.7% |
| Admin fee / account holder | $7,370 | $9,745-24.4% | $8,388-12.1% | $13,390-45.0% |