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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $30,819 |
Filed as: INVESTMENT ADVISOR OPERA Service code 27 · EIN 41-1416330 | Advisory (Plan) | $21,136 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,580 | $58,344-23.6% | $98,483-54.7% | $86,821-48.7% |
| Participation rate | 56.0% | 68.4%-12.4pp | 73.3%-17.3pp | 72.3%-16.3pp |
| Annual return | 17.29% | 43.47%-26.2pp | 1494.38%-1477.1pp | 97.94%-80.6pp |
| Employer contribution / active EE | $1,891 | $2,008-5.8% | $2,961-36.1% | $2,406-21.4% |
| Participant deferral / active EE | $2,871 | $3,156-9.0% | $4,276-32.9% | $4,132-30.5% |
| Admin fee / account holder | $225 | $138+63.1% | $5,953-96.2% | $170+32.5% |