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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,736 | $49,897-24.4% | $80,648-53.2% | $75,177-49.8% |
| Participation rate | 96.2% | 55.3%+40.8pp | 67.0%+29.1pp | 67.2%+28.9pp |
| Annual return | 18.88% | 34.68%-15.8pp | 937.21%-918.3pp | 160.75%-141.9pp |
| Employer contribution / active EE | $5,332 | $1,699+213.9% | $2,724+95.8% | $2,671+99.6% |
| Participant deferral / active EE | $3,640 | $2,992+21.6% | $4,443-18.1% | $4,126-11.8% |
| Admin fee / account holder | $914 | $3,579-74.4% | $5,382-83.0% | $5,651-83.8% |