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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,836 | $114,130-64.2% | $96,192-57.5% | $167,553-75.6% |
| Participation rate | 75.0% | 75.1%-0.1pp | 68.4%+6.6pp | 82.1%-7.1pp |
| Annual return | 12.30% | 190.07%-177.8pp | 192.09%-179.8pp | 478.89%-466.6pp |
| Employer contribution / active EE | $5,326 | $3,431+55.2% | $2,799+90.2% | $4,840+10.0% |
| Participant deferral / active EE | $2,938 | $5,198-43.5% | $4,351-32.5% | $6,343-53.7% |
| Admin fee / account holder | $465 | $6,901-93.3% | $5,539-91.6% | $12,316-96.2% |