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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,462 | $174,379-55.6% | $152,093-49.1% | $138,895-44.2% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 17.84% | 74.86%-57.0pp | 66.36%-48.5pp | 145.39%-127.6pp |
| Employer contribution / active EE | $6,956 | $4,652+49.5% | $4,175+66.6% | $4,194+65.8% |
| Participant deferral / active EE | $11,677 | $6,159+89.6% | $5,451+114.2% | $6,396+82.6% |
| Admin fee / account holder | $6,086 | $16,880-63.9% | $14,497-58.0% | $12,562-51.6% |