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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,268 | $152,460-62.4% | $118,746-51.8% | $147,585-61.2% |
| Participation rate | 63.6% | 82.3%-18.6pp | 78.3%-14.6pp | 82.8%-19.2pp |
| Annual return | 27.57% | 17.41%+10.2pp | 24.54%+3.0pp | 578.57%-551.0pp |
| Employer contribution / active EE | $4,127 | $5,046-18.2% | $4,193-1.6% | $4,876-15.4% |
| Participant deferral / active EE | $6,678 | $6,212+7.5% | $5,332+25.2% | $5,439+22.8% |
| Admin fee / account holder | $0 | $16,953-100.0% | $10,720-100.0% | $10,885-100.0% |