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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,790 | $81,276+384.5% | $155,574+153.1% | $80,925+386.6% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 15.20% | 33.36%-18.2pp | 64.87%-49.7pp | 35.65%-20.4pp |
| Employer contribution / active EE | $22,567 | $3,103+627.3% | $4,676+382.6% | $2,756+718.8% |
| Participant deferral / active EE | $3,897 | $3,453+12.9% | $5,629-30.8% | $4,299-9.3% |
| Admin fee / account holder | $38,656 | $7,993+383.6% | $15,914+142.9% | $6,940+457.0% |