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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,877 | $84,236+250.1% | $170,435+73.0% | $70,126+320.5% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 15.93% | 23.06%-7.1pp | 205.94%-190.0pp | 73.15%-57.2pp |
| Employer contribution / active EE | $16,399 | $3,387+384.2% | $5,432+201.9% | $2,343+600.1% |
| Participant deferral / active EE | $3,241 | $3,086+5.0% | $4,939-34.4% | $3,332-2.7% |
| Admin fee / account holder | $26,416 | $5,698+363.6% | $13,881+90.3% | $4,645+468.6% |