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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,790 | $81,358+384.0% | $155,556+153.2% | $80,959+386.4% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 15.20% | 33.39%-18.2pp | 64.84%-49.6pp | 35.67%-20.5pp |
| Employer contribution / active EE | $22,567 | $3,106+626.5% | $4,675+382.7% | $2,757+718.5% |
| Participant deferral / active EE | $3,897 | $3,455+12.8% | $5,631-30.8% | $4,300-9.4% |
| Admin fee / account holder | $38,656 | $7,994+383.6% | $15,885+143.3% | $6,925+458.2% |