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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,772 | $91,537-51.1% | $130,045-65.6% | $75,173-40.4% |
| Participation rate | 79.5% | 71.5%+8.0pp | 78.5%+1.0pp | 67.2%+12.3pp |
| Annual return | 21.18% | -631.55%+652.7pp | -137.30%+158.5pp | 160.72%-139.5pp |
| Employer contribution / active EE | $3,885 | $2,845+36.6% | $4,321-10.1% | $2,671+45.4% |
| Participant deferral / active EE | $2,608 | $4,343-39.9% | $5,820-55.2% | $4,126-36.8% |
| Admin fee / account holder | $795 | $6,780-88.3% | $10,600-92.5% | $5,651-85.9% |