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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,113 | $56,197+12.3% | $67,652-6.7% | $59,633+5.8% |
| Participation rate | 100.0% | 71.5%+28.5pp | 75.7%+24.3pp | 68.7%+31.3pp |
| Annual return | -2.07% | 18508.10%-18510.2pp | 6625.40%-6627.5pp | 2041.45%-2043.5pp |
| Employer contribution / active EE | $3,664 | $1,615+126.9% | $2,266+61.7% | $2,203+66.3% |
| Participant deferral / active EE | $10,485 | $2,844+268.7% | $3,560+194.5% | $3,192+228.5% |
| Admin fee / account holder | $799 | $3,958-79.8% | $4,821-83.4% | $4,297-81.4% |