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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,939 | $185,883+32.3% | $170,043+44.6% | $139,466+76.3% |
| Participation rate | 61.1% | 87.8%-26.6pp | 87.0%-25.9pp | 80.3%-19.2pp |
| Annual return | 18.61% | 60.54%-41.9pp | 53.40%-34.8pp | 373.66%-355.1pp |
| Employer contribution / active EE | $0 | $7,596-100.0% | $6,790-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $14,827 | $11,626+27.5% | $10,410+42.4% | $6,712+120.9% |
| Admin fee / account holder | $17,262 | $15,393+12.1% | $12,824+34.6% | $11,409+51.3% |