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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,096 | $118,695-58.6% | $98,916-50.4% | $158,950-69.1% |
| Participation rate | 58.3% | 77.8%-19.5pp | 76.0%-17.7pp | 82.0%-23.6pp |
| Annual return | 9.31% | 372.39%-363.1pp | 196.45%-187.1pp | 302.91%-293.6pp |
| Employer contribution / active EE | $1,281 | $3,333-61.6% | $2,689-52.4% | $4,762-73.1% |
| Participant deferral / active EE | $2,494 | $5,088-51.0% | $4,245-41.2% | $5,983-58.3% |
| Admin fee / account holder | $10,339 | $10,132+2.0% | $6,642+55.7% | $11,248-8.1% |