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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 91-1035498 | Contract Administrator; Claims proces... | $46,653 |
GARDE CAPITAL3+ years Service code 26 · EIN 27-0321092 | Advisory (Participants) | $35,815 |
THE MUTUAL FUND STORE-SEATTLE3+ years Service code 26 · EIN 26-0355070 | Advisory (Participants) | $21,766 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,701 | $55,453+50.9% | $170,435-50.9% | $62,293+34.4% |
| Participation rate | 90.3% | 66.4%+24.0pp | 83.6%+6.7pp | 69.5%+20.8pp |
| Annual return | 22.27% | 21.38%+0.9pp | 205.94%-183.7pp | 28.90%-6.6pp |
| Employer contribution / active EE | $2,363 | $2,164+9.2% | $5,432-56.5% | $2,042+15.7% |
| Participant deferral / active EE | $4,612 | $2,303+100.3% | $4,939-6.6% | $3,169+45.5% |
| Admin fee / account holder | $414 | $455-9.1% | $13,881-97.0% | $479-13.7% |