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| Provider | Service type | Compensation |
|---|---|---|
Service code 12 · EIN 91-1035498 | Consulting (general); Participant loa... | $75,300 |
THE MUTUAL FUND STORE-SEATTLE1+ years Service code 26 · EIN 26-0355070 | Advisory (Participants) | $33,211 |
GARDE CAPITAL1+ years Service code 26 · EIN 27-0321092 | Advisory (Participants) | $31,577 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,335 | $46,360+90.5% | $147,618-40.2% | $52,331+68.8% |
| Participation rate | 99.4% | 64.9%+34.5pp | 84.6%+14.8pp | 68.1%+31.3pp |
| Annual return | -1.62% | 1.62%-3.2pp | 61.98%-63.6pp | 4.54%-6.2pp |
| Employer contribution / active EE | $2,997 | $2,126+40.9% | $5,565-46.2% | $1,882+59.2% |
| Participant deferral / active EE | $4,801 | $2,258+112.7% | $4,895-1.9% | $3,022+58.9% |
| Admin fee / account holder | $694 | $766-9.4% | $11,612-94.0% | $592+17.3% |