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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,411 | $111,814-26.3% | $103,378-20.3% | $145,978-43.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.33% | 24.80%-14.5pp | 24.91%-14.6pp | 550.52%-540.2pp |
| Employer contribution / active EE | $6,667 | $4,215+58.2% | $3,870+72.3% | $4,662+43.0% |
| Participant deferral / active EE | $1,011 | $5,618-82.0% | $5,058-80.0% | $6,690-84.9% |
| Admin fee / account holder | $2,168 | $9,764-77.8% | $8,401-74.2% | $13,400-83.8% |