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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,905 | $134,001-74.0% | $112,258-68.9% | $134,509-74.1% |
| Participation rate | 85.7% | 78.6%+7.2pp | 75.1%+10.7pp | 81.2%+4.5pp |
| Annual return | -22.36% | 47.15%-69.5pp | 27.47%-49.8pp | 418.13%-440.5pp |
| Employer contribution / active EE | $3,283 | $4,039-18.7% | $3,636-9.7% | $4,741-30.7% |
| Participant deferral / active EE | $5,629 | $5,291+6.4% | $4,728+19.0% | $6,400-12.1% |
| Admin fee / account holder | $575 | $7,491-92.3% | $6,411-91.0% | $11,427-95.0% |