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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,531 | $176,105+19.5% | $159,474+32.0% | $167,536+25.7% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.42% | 331.91%-319.5pp | 263.68%-251.3pp | 478.82%-466.4pp |
| Employer contribution / active EE | $3,519 | $5,299-33.6% | $4,831-27.1% | $4,839-27.3% |
| Participant deferral / active EE | $12,829 | $7,751+65.5% | $7,353+74.5% | $6,342+102.3% |
| Admin fee / account holder | $16,284 | $12,559+29.7% | $10,802+50.7% | $12,315+32.2% |