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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,118 | $165,399+4.1% | $149,745+14.9% | $158,982+8.3% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 12.55% | 348.34%-335.8pp | 276.72%-264.2pp | 302.99%-290.4pp |
| Employer contribution / active EE | $12,211 | $5,105+139.2% | $4,646+162.8% | $4,763+156.4% |
| Participant deferral / active EE | $13,718 | $7,183+91.0% | $6,843+100.5% | $5,983+129.3% |
| Admin fee / account holder | $2,983 | $10,811-72.4% | $9,312-68.0% | $11,252-73.5% |