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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,976 | $162,785-64.4% | $133,959-56.7% | $158,950-63.5% |
| Participation rate | 60.0% | 83.2%-23.2pp | 79.8%-19.8pp | 82.0%-22.0pp |
| Annual return | 17.52% | 41.94%-24.4pp | 45.09%-27.6pp | 302.91%-285.4pp |
| Employer contribution / active EE | $1,324 | $4,975-73.4% | $3,919-66.2% | $4,762-72.2% |
| Participant deferral / active EE | $2,729 | $5,910-53.8% | $5,047-45.9% | $5,983-54.4% |
| Admin fee / account holder | $5,869 | $11,738-50.0% | $8,928-34.3% | $11,248-47.8% |