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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,881 | $143,969-32.0% | $199,883-51.0% | $82,637+18.4% |
| Participation rate | 89.1% | 84.1%+4.9pp | 86.8%+2.3pp | 68.1%+21.0pp |
| Annual return | 16.60% | 25.67%-9.1pp | 43.81%-27.2pp | 53.51%-36.9pp |
| Employer contribution / active EE | $1,742 | $4,632-62.4% | $6,261-72.2% | $2,552-31.7% |
| Participant deferral / active EE | $5,712 | $6,937-17.7% | $9,138-37.5% | $4,126+38.4% |
| Admin fee / account holder | $4,129 | $14,597-71.7% | $17,268-76.1% | $7,339-43.7% |