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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,175 | $39,798+18.5% | $67,704-30.3% | $59,633-20.9% |
| Participation rate | 59.4% | 57.4%+2.0pp | 67.5%-8.1pp | 68.7%-9.3pp |
| Annual return | 0.39% | 89.94%-89.6pp | 25.41%-25.0pp | 2041.45%-2041.1pp |
| Employer contribution / active EE | $1,063 | $1,393-23.7% | $2,559-58.5% | $2,203-51.7% |
| Participant deferral / active EE | $2,187 | $2,335-6.3% | $3,585-39.0% | $3,192-31.5% |
| Admin fee / account holder | $654 | $3,212-79.6% | $4,255-84.6% | $4,297-84.8% |