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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,416 | $75,832-29.6% | $147,617-63.8% | $59,633-10.4% |
| Participation rate | 97.5% | 71.6%+25.9pp | 84.6%+12.9pp | 68.7%+28.8pp |
| Annual return | 2.99% | 0.37%+2.6pp | 61.98%-59.0pp | 2041.45%-2038.5pp |
| Employer contribution / active EE | $3,366 | $3,485-3.4% | $5,564-39.5% | $2,203+52.8% |
| Participant deferral / active EE | $3,021 | $3,131-3.5% | $4,895-38.3% | $3,192-5.3% |
| Admin fee / account holder | $4,521 | $5,986-24.5% | $11,612-61.1% | $4,297+5.2% |