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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $442,499 | $82,678+435.2% | $125,391+252.9% | $68,490+546.1% |
| Participation rate | 98.5% | 75.1%+23.4pp | 82.4%+16.1pp | 67.9%+30.6pp |
| Annual return | -16.00% | -5.97%-10.0pp | 572.41%-588.4pp | -7.85%-8.1pp |
| Employer contribution / active EE | $20,857 | $3,382+516.7% | $4,816+333.1% | $2,597+703.2% |
| Participant deferral / active EE | $13,287 | $6,111+117.4% | $7,448+78.4% | $4,028+229.9% |
| Admin fee / account holder | $52,280 | $6,277+732.8% | $10,009+422.4% | $5,403+867.6% |