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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,427 | $77,817+396.6% | $123,553+212.8% | $64,173+502.2% |
| Participation rate | 93.7% | 74.7%+18.9pp | 82.3%+11.4pp | 69.6%+24.1pp |
| Annual return | -6.18% | 12.49%-18.7pp | 119.21%-125.4pp | 7.63%-13.8pp |
| Employer contribution / active EE | $17,664 | $3,014+486.1% | $4,628+281.7% | $2,381+641.9% |
| Participant deferral / active EE | $11,102 | $5,240+111.9% | $6,426+72.8% | $3,470+220.0% |
| Admin fee / account holder | $34,122 | $5,519+518.2% | $9,284+267.5% | $4,887+598.1% |