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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,159 | $156,398+2.4% | $147,318+8.7% | $138,895+15.3% |
| Participation rate | 94.4% | 83.8%+10.7pp | 82.1%+12.4pp | 79.9%+14.5pp |
| Annual return | 11.23% | 78.75%-67.5pp | 70.43%-59.2pp | 145.39%-134.2pp |
| Employer contribution / active EE | $7,653 | $4,853+57.7% | $4,593+66.6% | $4,194+82.5% |
| Participant deferral / active EE | $6,671 | $8,237-19.0% | $7,906-15.6% | $6,396+4.3% |
| Admin fee / account holder | $1,338 | $14,976-91.1% | $13,708-90.2% | $12,562-89.3% |