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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,075 | $114,093-28.9% | $96,171-15.7% | $167,536-51.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 4.23% | 190.00%-185.8pp | 192.04%-187.8pp | 478.82%-474.6pp |
| Employer contribution / active EE | $2,933 | $3,429-14.5% | $2,799+4.8% | $4,839-39.4% |
| Participant deferral / active EE | $3,041 | $5,197-41.5% | $4,350-30.1% | $6,342-52.1% |
| Admin fee / account holder | $662 | $6,899-90.4% | $5,538-88.0% | $12,315-94.6% |