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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,053 | $109,411-34.1% | $89,435-19.4% | $158,982-54.7% |
| Participation rate | 100.0% | 74.3%+25.7pp | 68.0%+32.0pp | 82.0%+18.0pp |
| Annual return | -3.04% | 345.68%-348.7pp | 245.55%-248.6pp | 302.99%-306.0pp |
| Employer contribution / active EE | $2,321 | $3,173-26.9% | $2,587-10.3% | $4,763-51.3% |
| Participant deferral / active EE | $3,367 | $4,600-26.8% | $3,890-13.5% | $5,983-43.7% |
| Admin fee / account holder | $50,675 | $6,159+722.8% | $4,884+937.5% | $11,252+350.4% |