Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,301 | $57,065-76.7% | $75,670-82.4% | $70,131-81.0% |
| Participation rate | 58.0% | 68.1%-10.1pp | 72.3%-14.4pp | 69.5%-11.6pp |
| Annual return | 16.03% | 23.57%-7.5pp | 27.34%-11.3pp | 73.14%-57.1pp |
| Employer contribution / active EE | $857 | $1,817-52.8% | $2,352-63.5% | $2,342-63.4% |
| Participant deferral / active EE | $1,735 | $2,580-32.8% | $3,142-44.8% | $3,332-47.9% |
| Admin fee / account holder | $1,563 | $3,825-59.1% | $5,800-73.0% | $4,645-66.3% |